Other Business Services
24/7 Telephone Banking
Access your checking, savings, certificates of deposit, and loan accounts, to check balances, transfer funds and much more through Telephone Banking - our automated telephone banking system.
Telephone Banking Number – 888-638-1950
For an overview of the Telephone Banking menu, click here .
Safe Deposit Boxes
A Safe Deposit Box1 is a secure place to store valuable items and important papers, which is only accessible to you or your designated representative.
Annual charges are listed on the fee schedule, see link below. Enroll in autopay and receive a 10% discount on the listed price. Not all box sizes are available at all locations. Contact a branch directly to see what safe deposit boxes are available. Check our locations page to find a branch near you.
Review the Fee Schedule for options and pricing.
Night Depository Services are available at all locations for your banking convenience.
Sign up for direct deposit for your monthly Social Security deposits or payroll checks and have immediate access to your funds. With Direct Deposit, you know your money is in the bank.
We offer both foreign and domestic wires. Contact our Customer Service Center at 1-888-853-7100 or stop by your local branch for more information.
Online and Mobile Banking Services
Your day to day business banking is made simple with online and mobile banking. Manage your money virtually and take advantage of services like remote capture, online bill pay and more.
Bar Harbor Online, Bar Harbor Bill Pay and Bar Harbor Mobile – visit our Business Online and Mobile Services Page here to learn more about online banking with bill pay and mobile banking.
Whether you're seeking to pay your employees electronically, submit tax payments, or pay your suppliers, we offer ACH file and transaction services to meet your needs. We can make it easy for you through Bar Harbor Business Online.
Domestic Wire Services
Available via Bar Harbor Business Online.
Designed to detect and prevent check and ACH fraud on checking accounts
Automated Sweep Services
Sweep to Line of Credit
A primary business checking account is tied to a line of credit
Sweep to Repurchase Agreement2
A primary business or municipal checking account is tied to a Repurchase Agreement
Sweep to Line/Repurchase Agreement2
A combination of Sweep to Line and Sweep to Repurchase Agreement services
Zero Balance Accounting
Funds from sub‐accounts can be transferred to or from a primary deposit account
Remote Deposit Capture
Conveniently make check deposits without leaving the office, using a bank certified scanner and high‐speed internet connection. Visit the Remote Deposit Capture page to learn more.
Insured Cash Services
Certificate of Deposit Account Registry Service®, or CDARS®3 Insured Cash Sweep® Service, or ICS®3
- Access to multi‐million dollar FDIC insurance
- The ability to forego ongoing collateral tracking
For more information please visit your local branch or contact Treasury Services at 1-888-853-7100 or .
1 Contents of Safe Deposit boxes are not FDIC insured
2Investment accounts are not insured by the FDIC, are not deposits or obligations of the Bank, and are not guaranteed by the Bank. The investment is subject to investment risk, including possible loss of the principal amount invested. All funds in cash management investment accounts are invested in Repurchase Agreements and are collateralized by United States Government or Agency Securities.
3Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, Certificate of Deposit Account Registry Service and CDARS are registered service marks of Promontory Interfinancial Network, LLC.
Additional fees may apply.