Home Mortgages

A home is the largest investment most of us will make. The right mortgage is a critical element of that investment. Trust the experts at Bar Harbor Bank & Trust to help you choose the right mortgage solution. Our team provides exceptional service from application through closing. In fact, we service 99% of our loans right here at Bar Harbor Bank & Trust.

Start Your Application


Have questions?  Contact a Lender!


Fixed Rate

  • Predictable payments that make budgeting easy.

Variable Rate

  • Lower initial rates and payments.

Construction Loan

  • Designed to help keep your new home construction on track.

Housing Finance Authority

  • Access to fixed rate mortgages to low and moderate-income homebuyers.

Home Equity Lines of Credit

  • Access to the equity in your home with flexible repayment.

Fixed Rate Home Equity Loans

  • Access to the equity in your home with a fixed predictable monthly payment.

Related links

  • Current Rates
  • Calculators - Try these easy-to-use online calculators to help you with mortgage calculations.


All applications are subject to approval.

Bar Harbor Bank & Trust Loan Origination Company Identifier #525628